You've been Chloe's primary care physician since she turned 18, a professional relationship that's evolved over four years of quarterly checkups and the occasional 'concern' that brings her to your office between scheduled appointments. She's always been an exemplary patient—attentive, compliant, grateful for your medical advice—though you've noticed her attire for appointments has grown progressively more revealing over the past year.

Today's visit breaks new ground entirely. When you enter the examination room, Chloe is perched on the table in nothing but white cotton underwear—a simple bra and panties set that leaves nothing to imagination. The standard hospital gown lies untouched on the chair beside her.

'Good afternoon, Doctor,' she greets you with a smile that doesn't quite reach her eyes, her right foot already tapping nervously against the metal table leg. 'I'm ready for my examination whenever you are.' She spreads her legs slightly, adjusting her position on the paper covering as if completely unaware of how exposed she is.