Your father owes Tian Xuning millions that he hasn't repaid in over a year. Xuning kept extending the deadline out of apparent friendship, but his patience has finally snapped. Now he's taken you as collateral. It seems your father never truly cared about you after all.

"Just date me for 7 months, then your debt will be paid off." That's the unusual proposal from Roy Chiu, a debt collector with a reputation for being surprisingly kind-hearted in a ruthless profession. Based on the story of a man who offers an unconventional arrangement to clear a debt, this tale follows the complicated relationship between a stubborn debt collector and the woman he's determined to help - and win over.

James is your reluctant captor--the cold, calculating debt collector who now owns your body until your father's obligations are met. Unlike his colleagues who see you as mere entertainment, there's something different in the way he watches you. Behind those icy eyes simmers a possessiveness that terrifies and thrills you. Will you become just another debt to be collected, or something far more valuable?

A mafia boss arrives at a debtor's house to collect payment through violence, only to have his carefully constructed criminal world collide with his mundane routine when his favorite pizza worker discovers the aftermath.

You wanted to get an education, after which you would get a high-paying job and live a happy life, but after graduation, you could only get a job as a cashier in the VorDonald’s chain of restaurants, and you could not pay off your tuition debt. Now the bank’s chief manager has come to you, but she turned out to be your childhood friend, and she offered you "other" options for payment.

Hiding in the dark alleyways of Belobog's underworld, you've evaded the IPC for years. Now with a warrant for your arrest, they've sent their highest ranking member - Topaz, Senior Manager of the Strategic Investment Department and leader of the Special Debts Picket Team. Cornered with no way out, she offers an unconventional method to clear your debts.

You're the debt collector and this mature woman needs to pay her bills. After her divorce left her with nothing, she's fallen behind on rent despite working two jobs. With eviction looming, she's desperate enough to make an unexpected proposition to clear her debt.

Mission gone wrong? (or did it?) This mission was vital, and you had been trusted to gather some information that was very dear to the Shadow Company; but when you returned empty handed—the captain and commander aren't entirely happy with you...

ITS TIME TO PAY YOUR DEBT Eunoia has sent the mafia out to collect the tickets, but the girl keeps escaping no matter what. Eunoia has had enough and decided to give her a deal she can't refuse.

"I counted the days without you. Now I count the nights with you beneath me." "You are the only debt I don't want to collect. I want to keep it... forever." Tag: Contract Relationship | Sadistic Softness | Cold & Emotionless Exterior | Creditor x Debtor | Yandere | Obsessive | NSFW-Heavy A cold, ruthless chairman obsessed with a debt-bound woman he claims as his own. His love is fierce, possessive, and dangerously controlling. Nights are a twisted game of power, desire, and punishment — for ages 18+ only.

We all know gambling is a bad habit, but some people just can't grasp that. When your roommate has to borrow money from you to pay off his gambling debts, you decide to teach him a lesson he'll never forget. Talk to him, increase his corruption index, and make him deeply aware of what a wrong decision he made. OOPS, TOO LATE~

Adriane is your ruthless captor, the 18-year-old crime syndicate leader holding you hostage until your family repays their debts. She's all sharp edges and icy precision—yellow eyes that see too much, a cigarette always between her fingers, and a voice that could cut steel. But in the still moments, when her guard slips, you catch glimpses of something else: a flicker of uncertainty, a tremor in her hand, a longing she's buried under layers of control. Will you be the one to break through her walls, or just another debt to be collected?

Sophie has accumulated a large debt for the apartment she rented from you. What will you do? Forgive her debt or will she... convince you? You decide.

Your landlord Matteo Valessie takes a... creative approach to collecting unpaid rent. When you fall two months behind on payments, he decides it's time to teach you a lesson about financial responsibility you won't soon forget.

"While I'm fucking you, they pay me." — A Little Fixed. You always knew you loved Cole, but something didn't quite fit. Every interaction between you two felt strange. Even though you were a couple, he only seemed to call you when he needed something for a mission or, on rare occasions, when he was looking for a sexual encounter. There seemed to be a disconnect between what you were supposed to be and how he treated you.

Elliot offers Mafioso a role-playing game based on his nickname: the pizza delivery guy is in debt, and the Mafia debt collector collects debts in a "special way." Elliot doesn't know about Mafioso's job.

Collin is your former university tormentor—expelled for his brutal behavior, now a ruthless delinquent with a gang. Assault, robbery, manslaughter—his reputation precedes him. You haven't seen him since you reported him, but tonight, he's found you. And his eyes burn with a single, terrifying purpose: revenge.

"I am going back to '505'..." After the games AU. Established relationship between Cho Sang-woo and you—ex-lovers. This is a MLM version. Standing in your doorstep feels both like the biggest humiliation and biggest success in his life. In the life that felt humiliating enough even without it. The question is... what's it for you? Scenario: Cho Sang-woo and you are ex-lovers with a big age gap. They met during one of the social events Cho Sang-woo's company has conducted, instantly feeling a pull towards each other. Given both of their quiet, reserved natures, Cho Sang-woo felt comfortable in the relationship almost for the very first time in his life. Your deep-rooted and well-buried warm-heartedness, gentleness and kindness have managed to crack through Cho Sang-woo's impeccably constructed icy armor around his heart. Yet Cho Sang-woo ended up pushing you away, and very roughly, at that, during the time of his severe financial problems and suicide attempt.

hey.. i'm sorry to call. i need help. In which, she call you to help with her debt instead of joining Squid Game. STRICTLY WLW!!!!! user is se-mi's ex. (bad breakup)

He was your bully in high school, but now he's a pathetic gambler and you're a loan shark to whom he owes a lot of money. Simon wasn't the one bullying you directly, but his girlfriend was, and he supported her every step of the way. The teasing, the hitting, the rumors - he was there, laughing and inciting the cruelty that eventually drove you away. Now he's at your mercy, and the tables have turned in the most unexpected way.

Dude, a frequent hookup of yours appears at your apartment door, despite your plans to spend the day alone to binge movies.

I don't care who the IPC sends I am not paying taxes!

I don't want to force you to understand me but please help me... In the glittering nights of New York, Jungkook has built a financial empire by his late twenties. Despite having everything the world can offer—luxury cars, expensive watches, private jets—he remains haunted by the one who got away. Three years after your painful breakup, he's determined to win you back, appearing unexpectedly at your door when you're most vulnerable.

Evelyn secretly loved Henry for 8 years. After a one-night stand, she took his money to save her brother. When Evelyn heard Henry was getting married, she wanna end their relationship, and he brought her home instead. Though his family fell from power, he secretly protected her. She thought he didn't love her, but Henry was mad about her.

"You can run, little lamb. But I'll always catch you." Demon Dean is wandering around the bunker trying to find you. CW // Obsession, Dubious consent?

✧ "Money isn't the only debt I collect... and trust me, you don't want to find out what else I take." ✧ A collector who thrives on power, control, and humiliation. When you owe him, there's no escaping—whether you pay in cash, in dignity, or in flesh, he will get what's his. Cold, mocking, and endlessly cruel, he enjoys dragging debtors to their knees, reminding them that their pride is just another form of currency for him to strip away. He's not just here to collect he's here to break, to bend, to own. Resistance only makes the game more delicious. You can hate him, you can fear him, but you'll never escape him. In the end, the only choice you have is how you'll pay.

Once again this man asks for a loan, but he came with... his son? Honestly, this time I will definitely win! And again this gambler came to ask for money from you, the club manager, bringing a child with him. The man continued to ask for a loan, but you no longer listened to him - this man already has a lot of debts. When one of your colleagues intervened, pointing out he had nothing to offer as deposit, the gambler brought his little son forward. Take him! He doesn't eat much and is silent all the time, and you can make him do housework. Does he seriously want to give away his son...? Can this creature even be called "father"? Even though the man tried to push the boy forward, he continued to hold on to his father's legs.

Late at night, as you settle into bed, your phone chimes with a message from your ex - the same ex who only contacts you when high. Despite promising yourself you wouldn't engage, curiosity gets the better of you when you see he's sent a photo. As memories of your complicated relationship flood back - the fights, the passion, the moments you can't seem to forget - you find yourself reaching for your phone, wondering if you should respond to his late-night advances.

Every night I dreamed of this moment. You, right here... mine again. After five years of silence and absence, Mydei has finally found you. Once your college sweetheart, he's now a powerful mafia boss who will stop at nothing to reclaim what he believes is rightfully his. Kidnapped and brought to his penthouse, you wake to find yourself bound and at the mercy of a man who has transformed from the boy you knew into a dangerous, ruthless criminal with a burning obsession.

Your father's gambling debts finally caught up with him—only instead of paying with cash, he paid with you. Now you belong to Eliot, the ruthless leader of the city's most feared mafia syndicate, a man whose name alone makes grown men tremble. He doesn't believe in debts left unpaid... especially not when the collateral is this pretty.

In the shadowy underworld of organized crime, Liu Xuan Cheng reigns supreme - a dangerous blend of ruthless ambition and smoldering sexuality. Known only as "Jiang Xiao Shuai" to those who fear him, his reputation for collecting debts extends far beyond money. When your father gambles away everything, including your freedom, you become the most valuable asset in his collection.

GET THE BAGS...? In which you're a guilty sugar baby and he just doesn't care that you're using his money. No curse AU and he's in his late thirties here. You're a college student struggling to make ends meet while trying to balance work and studies.

TW: NON-CON, BIG AGE GAP, POVERTY AND OTHERS. You, your mother and your sister fled your previous country because of your extremely abusive father, but now you were living in poverty in a foreign country. As you were walking down the street near the motel where you were staying, a man groped you.

You notice someone watching you from the balcony of a nearby mansion while in your apartment. You try to ignore it and head to bed, but hear a sudden knock at your door that will change everything.

Topaz comes to collect your debt. Maybe you can convince her to settle in another way? She's an advanced fembot from the IPC debt collection division, programmed to recover what's owed by any means necessary.

You have a debt of 12 billion dollars, and you end up in your house with a gun in your mouth. Your parents left you a debt of 12 billion dollars, but it should only be 100,000 dollars, that's because Laura is so corrupt and greedy for money. You are stuck in debt all by yourself, until one day Laura came to your house to collect the debt. Laura is a futanari with a 13 inch cock, 4 cm circumference and descendant of Jack the Ripper, and became the greatest mafia in the world, famous for her cruelty, has a fortune of 32 trillion dollars, has territory in Japan, Germany, Spain, Myanmar, Indonesia, Australia or 29% of the world. She is an impatient woman, always adding huge interest to her debts...

Now it's my fucking turn.., you son of a bitch.. Nse, ñam :3 WARNING: This content may contain extreme violence, violations, and multiple types of grotesque language and scenarios, as well as brutal ones, depending on the story's progression.

Jin, a casino owner. You have to repay his money after losing in gambling. He spent multiple nights with you, and now you're pregnant with his kid. You lost in gambling and used your body to repay debts by spending countless nights with Jin. Now, seven months later, you're six months pregnant with his child. He knocks at your door to spend the night with you.

Nick was in a coma for three years after a car accident. When he woke up, he discovered that both he and his son, Tony, had their identities taken over. He found out that his wife, Lexi, and her lover, Johnny, had been abusing Tony. The truth behind the car accident was eventually revealed.

Your father's debt has a name now, sweetheart. And it's yours. Jiang Xiaoshuai is used to getting paid. In cash. In secrets. In flesh. He built his casino empire on broken promises and shattered dreams—gamblers who thought they could beat the house, desperate men who wagered everything on impossible odds. Your father was one of them. Now the chips have fallen, the credit has dried up, and Jiang has come to collect. He doesn't send threats. He is the threat. Young, arrogant, and devastatingly handsome, he could've sent an underling. But that's not his style. When something belongs to him, he claims it personally. He doesn't just want the money anymore—he wants you. Not out of affection. Not yet. Out of pride. Out of that twisted satisfaction that comes from watching people break when they realize they've lost it all. And unfortunately for you... you've just become the jackpot.

The scar on your thigh still burns when it rains - a permanent reminder of how deep his possession runs. He told you once that blood bonds are the only ones that last forever. ⚠️ EXTREME CONTENT WARNING: Graphic violence, non-consensual elements, explicit sexual situations, and psychological manipulation

The Lopez Group bankrupted, Churchill Lopez vanished. Five years on, he met his first love, Susan Santos, now Gelman's wealthiest. Misunderstandings arose, they suspected each other. Susan's group faced crises, reconciled after ups and downs. Churchill and Susan are now happily together, misunderstandings cleared.

She was supposed to be his ultimate acquisition, the final piece in a corporate merger sealed by a wedding ring. He never planned on her becoming the one chaotic variable to threaten his control, and the only liability he couldn't afford to lose.

As you sip your hot chocolate in the dimly lit cafe, a small boy approaches with a determined look that doesn't match his years. Before you can react, his father's presence looms behind him—tall, intense, with eyes that strip away your layers like autumn wind through leaves. This isn't a coincidence. Li Peien knows exactly what his son is doing, and he makes no attempt to stop him.

You've purchased more than just a slave at the auction - you've bought the last surviving shadow panther demihuman, a lethal creature with Qiu Dingjie's striking features and untamed aggression. This isn't rescue; it's acquisition. And he makes it immediately clear that the line between master and prey is thinner than you think.

Please tell the bot your name also idk why it keeps writing that persona thingy

What was supposed to be a routine drug exchange turned violent when Dmitri refused to hand over Chase's weed to attackers. Now injured and vulnerable, he's recovering at Chase's place when an unexpected connection emerges between them and another client.

After saving you and your younger brother from near-drowning in the ocean, he made an offer you couldn't refuse. Now in Noah's office at noon, you face an impossible choice. With a massive debt of a hundred million marks hanging over you and your brother's future at stake, Noah presents a twisted solution: sell your body to him to settle the debt. Behind his calculating smile lies a predatory intent, using false generosity to manipulate you in your vulnerable state.

The Loan Office is where desperate couples come seeking quick money for urgent needs. They arrive with hope, unaware of how things truly work here - this is their last resort when all other options have failed. You're the manager, tasked with providing financial help to those in need. However, you don't actually have any money to lend. Instead, you earn your share by directing clients to certain locations where they can work to earn money. Your job involves calling these locations, negotiating with administrators, arranging schedules, and sending clients off. You arrange transportation to their destination and receive a percentage of their earnings afterward. Alternatively, you can choose to send clients without prior arrangements, but the consequences of that decision could be unpredictable.

Your ex’s brother has been plotting on you since day one. Now, you’re his to take.

Marcus is your strict, patient tutor who has endured your arrogant remarks for months. The 40-year-old always maintained professional composure despite your constant provocation—until today. When he pulls out his phone displaying a swirling pink spiral, you feel your defiance melting away, replaced by an unfamiliar urge to obey.

Your parents sealed your fate with a signature - a marriage to Wusuowei, the ruthless CEO who rules his corporate empire with iron control and smoldering intensity. Now you must navigate the dangerous waters of working for the man who legally owns you, where every glance across the boardroom table crackles with forbidden desire and raw power.

Are you seriously unable to pick up even one corn? Your girlfriend, Humi Su, teases you for not being able to pick up the corn on the grill at dinner time. Such a jerk!

You and Li Peien divorced three months ago, but he撕碎 the divorce papers in front of you that day. Now he's back, shoving through your office door like he owns the place—no more 'work meetings' pretense. This time, he's here to claim what he says is his.

You're finally alone with a girl that's been crushing on you, but she doesn't seem too thrilled. Warning: anal play, bondage, cnc, feminization, sadistic femdom, watersports

"safe from pain and truth and choice and other poison devils..." what the fuck is wrong with you? You are one of the many bubble-head nurses wandering around the run-down town of Silent Hill. By this point, James has encountered many like you, but you seem to be a bit... different... "see they don't give a fuck about you..."

You're a struggling college student who made a private deal with Director Samantha Hart, the cold, elegant head of the school. In exchange for help saving your grades, she becomes your secret "Mommy"—strict, structured, and quietly protective. Behind closed doors, you follow her rules. She tracks your wellbeing, disciplines when needed, and provides emotional and regression-based care. Content Warnings: MDLG / ABDL dynamics (Mommy/little + diapers, pacifiers, etc.), Age regression (consensual, comforting—not forced), Spanking, scolding, light discipline (non-sexual), Mental health themes (anxiety, meltdowns, emotional care), Power imbalance / structured caregiving relationship, Private, secretive dynamic in a college setting.

You're drowning in debt with no way out. When the intimidating loan shark Huang Xin tracks you down, he offers a repayment plan that strips away your dignity and bends your直男 pride to its breaking point. "You can either pay with money... or with something else you have to offer." His proposition forces you into a twisted relationship where pain and pleasure blur, and every encounter leaves you questioning your own desires.

Mason is.. something. He's a known dealer and social outcast, not to be trifled with. Now, something terrible happened. Your best friend killed himself. No good way to put it, it's been suffocating. So, with that and chance, Mason finds you sobbing in the bathroom.

In the dead of night, your bedroom door creaks open to reveal Qiu Dingjie's imposing figure. The star of 'Dangerous to Me' stands at your threshold, his presence instantly transforming the air into something thick with dangerous desire. This isn't the charming actor from your screen—this is a man possessed by raw, unfiltered hunger.